This course was developed to meet the long-term care ongoing training requirements in this state and provide students with 8 hours of continuing education.
Course Overview: During this course, participants will learn about the state and federal regulations and requirements and the relationship between qualified state long-term care insurance Partnership programs and other public and private coverage of long-term care services, including Medicaid. They will learn about the available long-term care services and providers, as well as changes or improvements in long-term care services or providers. Also taught will be the alternatives to the purchase of long-term care insurance as well as the effect of inflation on benefits and the importance of inflation protection. The participants will also learn about consumer suitability standards and guidelines.
Learning Objectives: Upon completion of the course, the participant will know:
The specifics and significance of the Deficit Reduction and the NAIC Model Acts
The characteristics of long-term care
The various types of long-term care services and the providers of those services
Short term care provided by Medicaid coverage
The services provided by Medicaid
Medicaid eligibility guidelines for long-term care coverage
The meaning and significance of transfer of assets
Long-term care insurance regulations and legislation
Suitability guidelines for long-term care insurance
LTC Insurance Underwriting
The impact of the partnership program expansion
Features and benefits of long-term care insurance policies
Long-term care insurance premiums
LTC Federal and State Tax Incentives
Alternative funding options for long-term care
PLEASE NOTE: Credit will NOT be given for a course (including those approved to meet the ethics requirement) that is repeated within a 2 year period. Ordering courses with the same course number is considered course repetition.